If you’ve ever searched for the ultimate money-saving hack – then you’ve found it here! I’ve always searched for ways to save money (without the agony of being responsible and depositing saving account funds myself). If only there was a way to save money without feeling like we have to take extreme measures by doing things like skipping meals or not going out with friends ever again. Actually, there is a way, and it goes by the name of Digit.
Digit is a free online service that automates your savings in a way that you won’t realize you’re saving. Digit first links up to your bank account, reviews your payment history and predicts your income and cash flow. After Digit’s system understands how much you spend every day and how you try to manage your money, it calculates all your possible daily savings opportunities. Everyday, Digit takes out small amounts of money (anywhere from $5-$50) that you may not have realized you didn’t need or use. After Digit takes out the dough, it puts that cha-ching into your savings.
The whole idea behind Digit is that you’re saving little by little on the daily without feeling like you’re restricting your normal use of money. So you’re still buying your lunches, groceries and gas, but you’re saving too! Your savings stash goes into your personal FDIC-insured Digit account. Digit doesn’t store your password or go through your savings. The account is entirely yours with no minimums and no fees.
Digit always checks in with you and lets you know how much it’s been able to save for you via regular text messages. But if a particularly rainy day hits, just text the word “Withdraw” and your money will be in your pocket by the next business day. Sounds like we’re all going to need a bigger wallet. Ready to get started? Digit and earn $5 when you share this money saving app with others HERE.
Do you struggle to save money these days? What will Digit help you save for?