Disclosure: This is a sponsored conversation written by me on behalf of Chevrolet. The opinions and experiences shared are all mine.
What do you know about budgeting, credit and proper investments? Honestly. Truly. The fact is there are hundreds of thousands of people just like you who may not have solid education on how to properly budget, manage credit or consider investments. The Rainbow PUSH Coalition with support from Chevrolet recently held a Money Matters Financial Empowerment Workshop in Harlem to help inform and inspire young adults about the possibilities of financial literacy and financial health. Because when you know better, you do better. Right? These educational sessions demystified the complexities of college financing, credit as well as the benefits of investing, budgeting basics and was just what I needed to jumpstart my new budget-making goals.
Do you know why you need credit history?
What about the importance of good credit?
Did you know: Payday loans can be very expensive form of credit?
What’s the major difference between saving and investing?
If you attended the Money Matters Financial Empowerment Workshop in Harlem, you should score an A+ on these financial quiz questions and have a deeper understanding and actionable steps on making your money work smarter and harder for you.
During the workshop, speakers like Dominique Broadway shared her insight on her journey to becoming a leading financial speaker and advisor. She also shared tips on how to start a budget, stick to a budget and overcome budgeting goals. A financial tip that I now use? The My Money Goals card is a great way to remind yourself of your budgeting goals. You simply write your goals on the card and stick it inside your wallet for safe keeping. It’s a gentile, yet hard-enough reminder to detour you from frivolously swiping your debit card or spending cash unnecessarily. If it isn’t going towards my money goals, it’s not THAT important.
Mr. Bill Cheeks is a veteran when it comes down to understanding and teaching the importance of good credit. He has a perfect credit score! A PERFECT CREDIT SCORE! I used to think having a perfect credit score was as mythical and mystical as a unicorn. Mr. Cheeks shared valuable tips including:
- Pay your bills on time.
- Have a small amount of total debt.
- Only use a small amount of your total available credit.
There were also insights that completely changed the way I look at credit. During the event, I personally learned how to avoid and/or report identity theft and how to use credit responsibly. There were sessions available for any and everyone that’s serious about their financial health. If you need to make a change to improve your financial health and want to make your money work harder and smarter for you, check out the instant replay of the Money Matters workshop in NYC. You’ll gain valuable insight on your financial health and get excited about getting started on making the right financial moves for you and your future.
The Money Matters Workshop is hitting the road and coming to a city near you. To register for the Money Matters workshop in Detroit (October 1st) and discover other Money Matters workshop stops throughout the country, visit www.rainbowpush.org.
This is a sponsored conversation written by me on behalf of Chevy . The opinions and text are all mine.